lease payment 3部分组成： Depreciation Fee, a Finance Fee, and Sales Tax
Depreciation Fee = ( Net Cap Cost – Residual ) ÷ Term
Finance Fee = ( Net Cap Cost + Residual ) × Money Factor
Money Factor = Lease Charge ÷ ( (Net Cap Cost + Residual) x Term )
Interest Rate = Money Factor x 2400 (你已经知道你的利率了，倒过来算）
知道你money factor 你再用之前的公式算出 你的Finance Fee
算出来就清清楚楚啦。 可以用这个方法比价哦。